property investment | business loans | superannuation
Today like no other time, property investment or purchasing a rental property,
superannuation is a freight train to long term wealth. Below are a information
packed collection of property investment related articles and resources.
Keep up to date on trends and niches and become a successful investment
property owner or superannuation policy holder.
Investing
in Real Estate
Investing in property can be a dynamic way of making extra income.
Stock markets are out of favour with many investors who have seen
the values of their portfolios, endowment policies and pension funds
shrink, whereas property has generally continued to rise in value.
Interest rates are at historically low levels and mortgage finance
is readily available on competitive terms from major banks and building
societies.
Did you know that real estate investing has created more millionaires
that ALL other industries combined? The question, then, is why are
more people not invested in real estate? Even with the increased awareness
in real estate investing, more people are still familiar with other
forms of investing such as stocks and mutual funds. |
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A second mortgage is a loan that is secured by the home itself, and
subordinate to the first mortgage. Any mortgage taken out against
a home in addition to an already established mortgage automatically
becomes a second mortgage. As the name implies, second mortgages are
secondary to first mortgages. This means if the homeowner is forced
into foreclosure, the second mortgage holder will receive no proceeds
from the sale of the home until the first mortgage has been completely
repaid.
Australians, in general, constitute some of the worst savers in the
world. Current estimates suggest that, on average, Australians save
just 4% of their income. This is less than half of the 11% estimate
for Australians in the late 1970s. In the past, pensions from taxpayers
were used to provide pensions for senior citizens upon their retirement.
However, because of the increased life expectancy of Australians coupled
with the decrease in the average number of children per household,
the use of pensions, if persisted with, will put a significant strain
on the Federal Budget. |
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