Lost superannuation most often occurs after the member left service or
changed jobs. There is a possibility that your previous Employer paid
some of your super well after you left service, and the payment got lost.
Losing superannuation contributions.
Compulsory super contributions were most often paid in time to meet
the Super Guarantee Legislation. This may have been after the date
that you had already transferred your known super balance to another
employer's fund. As a consequence the superannuation fund to which
the final contributions were sent may have been unable to accept
the money.
Have you ever requested your new Employer to send your contributions
to your previous Employer's superfund ? If so, that fund may not
have been able to accept those contributions because your new Employer
was not the specific sponsoring employer who arranged the fund.
So, your contributions may have been returned and may have ended
up in a lost super account.
There are a number of free searches available for you to use.
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Lost Australian superannuation search facilities.
One of these searches even allows you to assist your family and friends
with their lost super contributions.
A friend or relative who is unable to conduct a search due to a disability
or incapacity would appreciate your assistance.
Answer the following questions to find your lost superannuation:
Q1. Have you changed jobs or left the workforce since you joined a superfund
?
Q2. Have you worked and changed jobs since superannuation contributions
became compulsory in July 1992 ?
Q3. Did you belong to a fund to which your Employer contributed in terms
of an award or contract ?
Find your lost superannuation here.
Visit one of these websites and search for any superannuation funds you
may have forgotten about.
Fido -
Australian
securities and Investments Commission |
Superseeker -
Australian
Taxation Office