Income Protection InsuranceIf sudden illness or injury from an accident happens to you as an employee it may mean that you can not earn a living for a period of time. If you own a company and it happens to a member of your staff, it can cause plenty of havoc and anxiety at an organization, even in the most stable and established company.
Group income protection insurance is a cover that offers both the employer and the employee protection against sudden illness or injury on the employee that would incapacitate them or make him or her unable to work. Group Income protection covers a portion of an employee's salary should illness or injuries prevent eligible employees from working.
Although both the employer and the employee suffer serious consequences
in the event of the employee being unable to work for extended periods of
time, most people do not realize just how serious it can be to the employer
as well. This is precisely the reason why Income Protection Insurance not
only makes sense but provides a number of key advantages to both parties
who come under the umbrella of such a cover.
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